Rideshare Accident – Insurance Coverage for Uber Accidents in New York

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rideshare accident
Monday, December 10, 2018
By uberuser
Posted in Car Accidents

Rideshare Accident & Injury

New York has seen a major increase in the use of TNC (“transportation network company”) services as a means of transportation. Among the most widely used TNC “rideshare” companies is Uber.

What happens when an Uber driver or an Uber passenger, or both, get injured in a rideshare accident in New York? Specifically, how much insurance coverage is available to the driver and his or her passengers for their injuries? The answer depends on the status of the Uber driver at the time the rideshare accident occurs.

If an Uber driver is involved in an accident while the Uber ride application is offline, he or she is covered under their own insurance policy.

If an Uber driver is “online”, but without a passenger when involved in an accident, then he or she must file a claim through their own insurance company. However, Uber may provide an additional $50,000 per injury and $25,000 for property damage in the event an Uber driver is involved in a rideshare accident while online.

If an Uber driver has either accepted a trip through the application and is en route to the passenger, or, if a driver is heading to the destination with passengers in tow, then all parties may be covered under Uber’s 1 million dollar liability policy. In addition, the driver and passengers may be entitled to Uber’s 1 million dollar uninsured/underinsured motorist injury policy in the event that the other driver involved in the rideshare accident does not have insurance, or lacks sufficient insurance.

The Law Offices of Louis Grandelli, P.C. specializes in handling personal injury claims against Uber and other livery cab companies. Our office knows how to properly value your claim in order to maximize your recovery. If you or a loved one were involved in a rideshare accident, please call our office today for a free consultation. 212-668-8400

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